YUM’s main activity is to provide a Micro-Credit service based on the Grameen Bank, Bangladesh model that is tailored to the situation in Malaysia, especially in Sabah. The YUM Target Group is women comprising housewives, single mothers, small businesses, farmers, breeders, fishermen and small entrepreneurs who need capital to pursue economic activities that will generate income. The concept of operating YUM’s micro credit program is focusing on poor target groups ; without a guarantor; without collateral; and prioritize collective responsibility.
Yayasan Usaha Maju
Microfinance
Yayasan Usaha Maju is a microfinance institution based in Malaysia.